We at CashAmericaToday respect your trust in us. We understand your privacy concerns while you apply for online loans with us. Hence, we take utmost care to protect your sensitive information from unauthorized third party access. Find out more to stay informed while borrowing loans online.
Red flags to look out:
Few of our customers have been scam targets of late; they have reported receiving calls and emails from fraudsters impersonating CashAmericaToday. So, do not fall victim to scam tactics by fake lenders or collection agents. We employ data security tools of highest standards to secure your data. However, we advise you to follow certain security tips given below to avoid scammers taking undue advantage of your valuable information and hard-earned money.
- Never trust a lending source that asks you to pay in advance for a loan. It could be an advance-fee loan scam because authentic lenders never demand upfront payment or fees to process your loan request
- Never disclose your personal details to someone asking for your prepaid debit card info if you are not sure of the source or person contacting you for the same. It is an absolute fraud
- Do not respond to any unsolicited payment reminder- email or call and do not send cash to sources that ask you to transfer payment dues via wire transfers or prepaid debit cards if you do not remember borrowing from them. It could be a debt collection scam
- Do not make any payments if the source over the phone refuses to confirm your original loan details or if the amount they ask you to pay differs from what you exactly owe.
Beware of phony loan approvals or confirmations.
Remember that CashAmericaToday is a legitimate direct lender online and not a lending network, loan broker or collection agent. We neither threaten our customers by calling them in the name of debt collection nor do we send out emails requesting for personal information. Besides, our loan application is freely accessible and we do not ask for any processing fee to approve your request for online cash loan. Therefore, play caution not to disclose any of your private information to someone communicating with you as our affiliates.
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Applying Does NOT Affect Your Credit Score
CashAmericaToday is registered with the Utah Department of Financial Institutions to offer consumer credit services. When you submit your application to us online, it will be processed just as if you had submitted it in person, establishing Utah as the jurisdiction for the negotiation, execution, and fulfillment of all applications and agreements. If your application is approved, the funds will be disbursed from our account in Utah. Please note that Utah's laws governing consumer loan agreements may differ from those of your home state. It is the applicant's responsibility to adhere to all statutory requirements related to obtaining internet loans in their state of residence. Please be aware that this service may or may not be available in your specific state, and loans are not offered in the state of Michigan.
CashAmericaToday is a brand of Silver Financial Capital. The purpose is to meet your short-term borrowing needs, not long-term financial needs. Please note that this is an expensive form of borrowing. The loans and lines of credit may be used for whatever reason you need, like unexpected emergencies, car repairs, medical bills, or travel expenses. In addition, alternative forms of financing like credit card cash advances, personal loans, and home equity lines of credit might be more affordable and better suited to your needs.
CashAmericaToday does not perform any credit checks through the three major credit bureaus Experian, Equifax or TransUnion. We collect required information regarding debtors' creditworthiness from a third party source.
Approval time depends on the authenticity and verifiability of your documents. You might be requested to provide further information if required. Note that we do not approve all the loan requests. On the basis of state laws and your repayment ability, the terms and rates may vary. Any loan requested on Friday after 6:00 PM CST will be processed on the next business day, usually Monday- unless it is a holiday.
Should you have any doubts, please call our customer support at (855) 840-5688, Monday- Friday: 7:00 AM to 4:30 PM (CST) or email to support@cashamericatoday.com.
* I have read and understand the Terms and Conditions & Privacy Policy of this loan. All loans financed by CashAmericaToday
